In order to continue or begin cooperation regarding the Remote Payment Management Service (PAIN.001), please accept the Code of Conduct. The document sets out the set of business principles, guidelines, standards, and expectations. We apply them to all financial institutions acting in the role of a Forwarding Agent where we act as the Debtor Agent.
We will send a SWIFT message to each bank acting as a Forwarding Agent that intends to continue or establish cooperation with us regarding the Remote Payment Management Service (PAIN.001). In the message, we will ask the bank to confirm its acceptance of the Code of Conduct. Once the confirmation has been received, we will initiate the SWIFT FIN plus RMA keys exchange procedure.
The role of ING Bank Śląski
The Debtor Agent Role – as ING Bank Śląski we have joined SWIFT Rulebook for Payment Initiation Relay. We are present in the list of banks that participate in SwiftRef in the role of a Debtor Agent.
The Forwarding Agent Role – we will soon publish the date of assuming the Forwarding Agent role.
RMA Keys
Regardless of our role (Debtor Bank or Forwarding Bank) – in order to begin handling PAIN.001 messages, we must replace the RMA keys for all the types of messages at the same time, i.e.:
PAIN.001, PAIN.002, CAMT.055, CAMT.029
Types of messages
We accept the following types of messages:
PAIN.001 – Payment Initiation Instruction Relay
PAIN.002 – Payment Status Report Relay
CAMT.055 – Payment Cancellation Request Relay
CAMT.029 – Payment Cancellation Status Report Relay
Code of Conduct
The link to the Code of Conduct document in pdf format
It will open in a new tab– Valid from July 20, 2026.
STP requirements
The link to the STP requirements document in pdf format
It will open in a new tab– Valid from July 20, 2026.
RMA keys migration
We are going to migrate RMA keys to the SWIFT Fin Plus standard only with banks which have forwarded us the MT101 message in the last 12 months. In order to perform the migration, the bank must accept the Code of Conduct.
Banks which have not forwarded us MT101 messages during the last months shall not take part in the migration. We shall send a message to those banks, informing about the termination of the current bilateral agreement.